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Lifeboats or deckchairs?

For a reasonably large document (214 pages) the Independent Commission on Banking’s (ICB) Interim Report doesn’t really propose an awful lot. The report grasps the heart of the problem, yet does not...

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A tricky balancing act or an impossible one?

Today the Independent Commission on Banking (ICB) released its final report. Little has changed in terms of the recommendations of the Commission since the interim report, and as expected the result is...

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The worst things in life are free

Today, Andrew Bailey, a director of the Bank of England and soon-to-be chief regulator of the financial services industry described free banking as a ‘dangerous myth’. Andrew Bailey is drawing...

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